Funeral Planning

Planning for a funeral deserves the same attention we give to other equally important occasions. In planning ahead for funeral arrangements, consider these important objectives:

Advance Funeral Planning means your family and friends will not have the burden of making difficult decisions when you die.
They may be emotional, distressed or financially unable to deal with the situation.
Planning ahead for your own funeral arrangements results in spending less money than if those decisions were left to be made following your death.
Often loved ones cannot resist the temptation to spend more on funeral services and merchandise. This situation can be eliminated by planning ahead, calmly and sensibly.
You can be sure your preferences will be honored.
After working a lifetime providing for your family and yourself, there is increasing potential for your assets to be significantly depleted if you have not planned for funeral expenses. Every dollar is important for continuing income and comfort for the family members that remain. As funeral prices increase, planning ahead can protect these precious assets.
Advance Funeral Plans can be irrevocably assigned to pay only for funeral expenses.
This benefit may assist loved ones to qualify for Medicaid or any other form of public assistance. Should you ever need to apply, the funds in the funeral plan will be exempt in most cases and not considered part of your available assets.
Funeral costs continue to rise, making it difficult to plan financially for the future. Using today’s dollars, one can purchase a guaranteed funeral plan providing a solution to this dilemma.
Many funeral plans offer a guarantee so that your family will never pay more for goods and services you selected today, regardless of future price increases. Those who fund an advance funeral plan now can tell their families that the choices made today will be provided in the future. This is not only a kind and considerate thing to do for one’s family and friends but makes good sense as well.

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